Life insurance is a way for you to address financial goals while you’re alive as well as a way for your loved ones to have financial security after you’re gone. Setting or evaluating financial goals can help you determine what life insurance product is right for you. Through our relationship with One Amercia, Uhlmann Price offers:
Seeking a flexible life insurance policy that can address your individual needs from personal, to family to charitable giving? Get lifetime coverage at a guaranteed cost while potentially earning non-guaranteed dividends and having access to the policy’s cash value.
Choose affordable life insurance coverage for a temporary amount of time to help you protect those time-boxed assets such as your home mortgage. You have the option to renew your term policy; however, there is no cash value component.
Select from fixed and variable universal life insurance products which can help with college funding, retirement and estate preservation planning and which offer flexible premium payments, adjustable coverage levels and a choice of death benefit options.
When You Can’t Work, Disability Insurance Goes to Work for You
But what would happen if you become disabled or ill and could not work?
How would you…
Most people don’t realize the risk of becoming disabled, permanently or temporarily, at some point in their lives. But the reality is that at age 40, your chances of becoming disabled for 90 days or more prior to age 65 is 43%. (Source: 2004 Field Guide, National Underwriter).
When evaluating the chances of disability, you should carefully consider sources of available funds:
Long-Term Care
You want to live out the last days of your life as comfortably and with as much dignity as possible. Whether you prefer home health care or living in a nursing home, preparation can reduce the expense and burden of long-term care on your loved ones. We have innovative ways to help you provide for your future needs.
Discover life insurance that can give you options. Use it during your lifetime to help pay for care in your home, care in a facility, or other long-term care services. If you don’t need care, you can access the cash value during your life or make the death benefit part of your financial legacy.
Invest in a fixed annuity to efficiently use the assets you have earmarked for long-term care. Use the annuity’s value to cover your first few years of care, then protect yourself beyond that with an optional coverage extension*. Access to the long-term care benefits can even be income tax-free.
*Option at additional cost
You want to live out the last days of your life as comfortably and with as much dignity as possible. Whether you prefer home health care or living in a nursing home, preparation can reduce the expense and burden of long-term care on your loved ones. We have innovative ways to help you provide for your future needs.
Discover life insurance that can give you options. Use it during your lifetime to help pay for care in your home, care in a facility, or other long-term care services. If you don’t need care, you can access the cash value during your life or make the death benefit part of your financial legacy.
Invest in a fixed annuity to efficiently use the assets you have earmarked for long-term care. Use the annuity’s value to cover your first few years of care, then protect yourself beyond that with an optional coverage extension*. Access to the long-term care benefits can even be income tax-free.
*Option at additional cost
Michael Dillon | Senior Vice President | (847) 305-2027
Due to varying regulatory restrictions and suitability requirements, please contact us so that we may determine which products are best-suited to your investment profile and solution needs.